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AI FOR BANKING

AI support trusted with the 2 a.m. fraud call

The 2 a.m. fraud call answered, verified, resolved right the first time: voice and chat, 99 languages.

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KEY OPPORTUNITIES

The calls that hurt most go unanswered.

  • After-hours is where trust dies

    Card and fraud panic peaks nights, weekends, "fraud Friday," when no one answers. A freeze that waits until Monday is a customer lost.

  • Fast handling isn't resolution

    Answering fast isn't the same as fixing it. Unresolved callers call back. Repeat contacts on Reg E disputes and fee errors become examiner problems, not efficiency wins.

  • The seam, not the model

    Context scatters across your core, CRM, and fraud tools. Agents swivel between screens, callers re-verify, and the answer never reaches the workflow.

Tickets#2387Voice

Conversation

I think my debit card got stolen. There are charges I didn't make. It's the weekend, is anyone even there?

Customer · 2:14 am

You're in the right place. Quick verification first?

Giga · 2:14 am

I've blocked the card ending 4417, so nothing else goes through. I see three transactions since Friday; tell me which you don't recognize and I'll file the dispute and request provisional credit.

Giga · 2:15 am

The two on Saturday.

Customer · 2:15 am

What happened

  1. The customer reported a stolen debit card and charges they didn't make.
  2. Giga verified them first with verify_identity, then blocked the card with block_card.
  3. It pulled the three transactions since Friday with list_transactions.
  4. The customer named the two charges, and Giga filed the dispute with file_reg_e_dispute.
ResolvedCard blocked, two charges disputed, provisional credit requested.

VOICE EXPERIENCE

Answer the 2 a.m. fraud call, every time

A stolen debit card at 2 a.m. can't wait for Monday. A closed line is where trust breaks. Giga picks up on the first ring, blocks the card, files the Reg E dispute, requests provisional credit, and hands off warm to a fraud specialist when the call needs one.

ReviewTickets
Match allChannel is Voice, chatCreated is After hours
DescriptionCreatedOutcome

OMNICHANNEL SUPPORT

One agent that already knows the caller

A customer gives up on the chatbot, calls in, and has to start over: new verification, the whole story again. Giga is one agent across voice, chat, email, and messaging, so verification travels with the customer and disputes reach the back office complete the first time.

Tickets#2419Voice

I started this in chat. There are charges I didn't make. Do I have to explain it all again?

Customer · 7:52 pm

No, I have your case and you're verified. Card ending 4417 is blocked; dispute filed, provisional credit requested.

Giga · 7:52 pm

Thank you, that helps.

Customer · 7:53 pm

RAPID DEPLOYMENTS

Live on your core, without waiting on an API

In a regulated bank, "just integrate it" means risk review, model validation, and change freezes, all against a Fiserv, FIS, or Jack Henry core and servicing tools with no API. Giga goes live in under two weeks, one channel and one contact reason at a time, reaching even the screens without an API.

Data sourcesConnections

Connected by API

No API: through the browser

Default actions

PROVEN RESULTS

Numbers that hold on fraud Friday.

  • ACCURACY YOU CAN REPORT

    Under 1% error rate

    Regulated answers stay right, proven across 1.2M turns with zero added latency.

  • SELF-IMPROVING RESOLUTION

    Up to 98% resolved

    Climbs as policies refine, over 90% resolved on live production traffic.

  • TIME TO VALUE

    Live in under two weeks

    Ready before tax season or the post-holiday dispute surge.

KPIsAutonomous resolution

Autonomous resolution

98%38 pts since launch

FAQs

What banking teams ask us first

Have a compliance or integration question we didn't cover?

Multi-step verification is a hard gate before any account action, layered per your policy, never voice biometrics alone, since cloning defeats them. Releasing sensitive PII like a full SSN escalates to a live agent.